Educational programs for every transition stage.
From foundational courses to one-on-one consultations, our programs are designed to give you the financial knowledge you need during a career transition in Colombia.
Education that meets you where you are.
Every program at Avanza Estrategia is built around a single question: what does someone in your specific situation actually need to understand about their personal finances?
We do not offer generic financial literacy. We offer targeted educational content for people in specific transitions — leaving a corporate job, starting as an independent contractor, managing the financial gap between roles. Each program addresses the real questions that arise in those moments.
Economic Orientation
A structured introduction to personal finance concepts for people entering or in the middle of a career transition. This course covers the fundamentals you need to understand your financial situation clearly.
- Mapping current income and expense patterns
- Understanding the difference between fixed and variable costs
- Introduction to Colombian savings and credit tools
- Basic framework for financial decision-making during uncertainty
Independent Work Readiness
Specifically designed for people transitioning into freelance, consulting, or any form of self-employment in Colombia. Covers the financial reality of working without a formal employer.
- Understanding your tax obligations as an independiente
- How to manage irregular income cycles
- Social security contributions when self-employed
- Building financial reserves without employer benefits
Personal Educational Consultation
An individual session focused entirely on your situation. We review the financial concepts most relevant to your transition, explain the tools available to you, and help you understand what questions to ask next.
- Personalized review of your transition context
- Explanation of relevant financial mechanisms
- Clarity on formal tools available in Colombia
Topics across all programs.
Savings Mechanisms
Formal savings instruments available in Colombia and how they apply to different employment situations.
Tax Basics for Independientes
What you need to know about declaración de renta, retención en la fuente, and obligations when working independently.
Social Security in Transition
How pension and health contributions work when you leave formal employment or begin independent work.
Budgeting for Variable Income
Practical frameworks for managing money when your monthly income changes significantly from period to period.
Find the program that fits your transition.
Contact us to learn more about which program is most relevant to your situation. We will explain what each covers and how it works.